When it comes time for a family member to require extra help and assistance, it can be very emotional and hard to accept. Yet, it is essential to ensure that families can continue with their daily lives knowing that their elderly loved one is well taken care of. Unfortunately, choosing the right kind of care can be overwhelming. Here we have researched the current costs of senior care and a variety of sources that go in-depth on different options and plans available by state.
Nearly 20% of Oregon’s population is 65 and older, making Oregon a prevalent state for retirement. It offers a wide variety of senior-friendly sources and opportunities.
In Oregon, the average cost of In-Home care is $5,148 per month. More than the national average but median compared to surrounding states. Generally, $21 – $30 per hour for in-home care.
$5148
Oregon
$4290
United States Average
$5335
California
$4290
Nevada
$5720
Washington
$4195
Idaho
Cities within the State tend to vary; near Bend and Portland areas, costs are higher at $5625. In comparison to the Salem and Eugene areas, where it averages at $5234 – $5005. Lastly, Medford and Grants Pass areas are the lowest, being $4671 – $4957 per month.
In-Home care is moderately priced when placed against some other types of senior care. However, everyone has different needs, and everyone will thrive in their way. Many find that by being able to remain in their own homes and feeling that they are in a safe place. However, some prefer to go into an Assisted Living or Nursing Home. They all vary in price and come with different pros and cons.
$5148
In-Home Care
$4499
Assisted Living Facility
$10342
Nursing Home Care
Many families’ grandparents and parents will have valuable and significant estates, and they would thrive from staying in their own home while receiving care. That is where the In-Home care industry comes in very handy. Whether they need light help around the house or full 24-hour extensive care.
Finances can be stressful, especially when it comes to getting extra care, there are multiple sources and options for financial assistance.
Oregon Project Independence (State Assistance)
OPI is a non-Medicaid program, that is open to seniors who have a passing diagnosis, such as Alzheimer’s, Parkinson’s, or Multiple Sclerosis. Seniors get assistance with everyday activities and personal in-home care services by qualified Caregivers, etc. Senior qualifications vary.
There are a variety of insurance and Medicaid coverage plans that vary between person qualifications and finances. More details on different plans and options are here:
https://www.oregon.gov/DHS/Offices/Pages/Seniors-Disabilities.aspx
Sources:
In-Home Care in Oregon (caring.com)
https://www.oregon.gov/DHS/Offices/Pages/Seniors-Disabilities.aspx
Home Care in Oregon | SeniorAdvice.com
Oregon Assisted Living & Home Care: Costs and Financial Assistance (payingforseniorcare.com)
Written by Emalee Walton 9/27/2021